Is Coinloan Legitimate or a scam/KYC trap? : Monero

In my research I came across It seems like by far the highest interest rate paid out on XMR. I haven’t used them myself though. Has anyone tried them out? What’s the catch?

Frankly, I’m unsure if they’re legit. A support representative I spoke with over email claims no KYC is needed to loan out crypto. They say KYC is only required when dealing with fiat, but I’m skeptical and don’t want to just trust this one anon, since the Coinloan website does not make this clear.

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